A financial planner who orchestrates your legacy serves as a strategic partner in crafting a comprehensive plan to achieve your financial goals and leave a lasting impact. They begin by understanding your values, aspirations, and priorities, then develop personalized strategies to build and protect wealth, minimize taxes, and optimize investments. This includes creating retirement income streams, establishing estate plans, and implementing charitable giving strategies to reflect your legacy wishes. By providing ongoing guidance and monitoring, they ensure your financial plan evolves with life changes, empowering you to leave a meaningful legacy that aligns with your values and impacts future generations positively.

Our founder, Tom Beno has spent years finding those missing experts to be part of his team.  When a client finishes the OYL Legacy Builder Process, they know they have a holistic solution.

In the last 23 years, Tom has worked in almost every corner of the financial industry. He is a master educator and people connector. He has worked in banking, offshore asset protection, mortgage lending, securities sales, life and disability insurance sales and design, and retirement planning. Since much of this work starts with tax planning, Tom has expanded his team with a nationally renowned group of CPAs and Tax Attorneys focused on Proactive Tax Planning yielding huge savings for business owners.

Tom holds a BS in Finance from Montana State University, and is co-author of the book “Orchestrate Your Legacy”. Legacy planning entails long-term tax planning and asset protection for the immediate and extended family.

The OYL philosophy, has put together the finest team of experts that play their instruments very well. Coordinating the whole team to bring about the optimal solution for the client is what drives Tom’s whole business model. The key is finding the experts who are team players, and then introducing them to the process at just the right time.

Schedule  a discovery call!

Top 10 Reasons people schedule a discovery call with Tom:

You're a doctor who owns his/her own practice or a business owner, and you are very concerned about the tax consequences of selling your business in the future.

You're a high earning person under age 50 who wants to learn how to use leverage to dramatically increase your after-tax retirement income.

You're 50 or older and have a lot of money in an IRA and want to gradually move it over into a tax-free environment.

You are a business owner and want a serious second opinion on your tax efficiency (73% of small business owners are currently looking for a new CPA/Accounting firm).

You are concerned about the volatility of the stock market and want to explore ways of guaranteeing income later on.

You have a need to structure a life or disability policy to fund a trust or buy/sell agreement.

You do not have all your estate planning documents in place and want a better and different way of doing them.

You want to find out how a charitable giving strategy might give everyone more and provide a significant tax write-off.

You want to explore tax efficient alternatives to set up now so that you can avoid the massive tax hits in retirement.

One of your children is a special needs child and you are very concerned about taking care of them after you pass away.

The OYL team will help you grow, access and protect your retirement income in the most tax-advantaged methods possible.

Yes, call us to learn more!